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Business Financing Options

Business financing is the life blood of just about every small business in the country. From Startups to established businesses sooner or later there is a need for capital. Without cash infusions a business cannot grow or expand and often will plateau and become stagnant. Guaranteed Business Funding is the source for all small businesses financial needs. Merchant cash advances, Asset based loans, Factoring, and unsecured working capital revenue based loans are what we know best.
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Alternative lenders throughout the country cater to small businesses that are hampered with bad credit or limited cash needs that banks will not look at. If a traditional bank cannot make money on a loan, usually on requests for $50,000 and less, they will not even pursue the financing. If a business has been established for less than 3 or 4 years its the same story, as they are viewed as too much of a risk. Guaranteed Business Funding has the insight and experience in dealing with small businesses with those characteristics and is able to secure business financing for businesses all over the country in any type of industry. This hassle free process takes less than 7 days.

Business Financing Obstacles

Small businesses that have been in business for less than 3 or 4 years have an extremely difficult time of finding business financing. While banks are the best place to go to for capital due to their long repayment terms and low rates they are very restrictive. Regulations have caused banks to tighten their underwriting significantly from what it was 5 years ago. Most small businesses look for financing from between $10,000 and $50,000. The cost for a bank to underwrite and service loans of this size makes it cost prohibitive. The rates are so low and terms so long it is just about impossible to make any money once the overhead is factored in. True, if you have a great relationship with your bank they will gladly provide business financing for you. When you don’t, that is where alternative lenders step in. Credit scores, time in business, or low loan requests do not deter them. They have proprietary underwriting and algorithms specific to high risk businesses that allow them to provide business financing with very low defaults. This type of business financing, alternative financing, is quickly becoming accepted by many small businesses and by Wall Street. The rates are much higher and the terms much shorter. On average, business financing of this nature looks like this:
Average loan size: $30,000
Payback: $39,000
Term: 110 business days
Daily Payment: $355

Types Of Business Financing That We Offer Through Our Lending Partners
​
  • Merchant Cash Advance Solutions: Lender buys a small percentage of future credit card sales and advances you the money.
  • Unsecured Small Business Loan: No credit card merchant account required. Calculated based on monthly revenue/sales.
  • Asset Based Lending: These loans or lines of credit are secured by inventory, accounts receivable other assets.
  • Factoring: These loans involve a factor who provides financing to the seller of the accounts in the form of an advance.

How Alternative Business Financing Works

These type of loans require daily repayments. That is, either a fixed daily payment or a percentage of your daily deposits is debited electronically on a daily basis. The speed at which the entire process, from applying to getting financed, takes less than 10 days on average. The documentation required is rather limited. One must provide only 3 months of merchant processing statements (only if you process credit cards) and 3 months of bank statements to get an approval in just 24 hours. Once an approval decision is given only a photo ID, voided check, lease, landlord verification, and merchant call is required prior to funding. Business financing of this sort is very valuable to a majority of the small businesses in our country. Too many have credit scores deemed risky and the amount of small businesses less than 3 or 4 years old is staggering. If you’re a small business looking for business financing apply and see how easy the process is and what you can be approved for. Guaranteed Business Funding is always standing by to navigate the murky waters of business financing and making the process hassle free, seamless, and fast!



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Business Funding Options
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  • Guaranteed Business Funding
  • Working Capital Advance
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  • Home page
  • Sell ERTC for Cash now
    • ERTC Filing at Zero Cost
    • What is the earned revenue credit (ERC)
    • When Can I Claim the Employee Retention Tax Credit (ERTC)
    • What is the ERTC Tax credit for businesses
    • ERTC Cash Advance >
      • Sell your ERTC Credits for cash
  • Business Cash Advance on future sales
  • Apply online
    • Apply >
      • Apply online now
      • call and apply 24 hours a day
      • PDF application for funding
      • Flex Lease
      • Adsense funding, website sales
      • American Relief Funding >
        • American Relief Funding
      • Terms and Conditions >
        • Privacy Poicy
  • ERTC Filing, for no money out of pocket
  • Business Purchase Funding
  • Sale and stay Leaseback
    • Sale Lease Option Funding
  • How it works
    • see us in AP news
    • Alternative Business Loans
    • Small Business Funding >
      • SBA loans apply online
      • Asset Based Funding
      • Merchant Cash Advance
      • Business Cash Advance
      • Equipment Leasing
      • Factor Funding
      • Unsecured Small Business Loans
      • Car title loans
      • Affiliate Marketing
    • Why Choose Us
    • Funding Options >
      • Sell your ERTC credits for cash
      • Industries We Serve >
        • Church Financing
        • Commercial Fishing Loans
        • Commercial Timber Loans
        • Franchise
        • Green Energy Business Loans
        • Oil And Gas Co Financing
        • Healthcare >
          • Medical Office Financing
          • Chiropractic Practice Financing
          • Dental Office Financing
          • Fitness Center Business Loans
        • Restaurant >
          • Food Truck Business Loan
          • Restaurant Financing
        • Retail >
          • Bicycle Shop Financing
          • Grocery Store Business Loans
          • Gun Shop Financing
          • Liquor Store Financing
          • Pet Store Loans
        • Service >
          • Automotive Business Loans
          • Construction Business Loans
          • Hotel Motel Financing
          • HVAC Business Financing
          • Laundromat Financing
          • Nail Salon Financing
          • Salon Financing
          • Tanning Salon Financing
          • Commercial Truck Financing
        • Synagogue Loans
      • Groups We Serve >
        • Fresh Start Business
        • Minority-Owned Business
        • Women-Owned Business
        • Veteran-Owned Business
      • Business Financing >
        • Poor Credit Business Loans
        • Bad Credit Business Loans
        • Credit Card Processing
        • Fast Small Business Loans
        • No Collateral Business Loans
        • SBA Business Loans
        • Secured Business Loans
        • Small Business Lending
        • Working Capital Loan
  • The Solution
    • "The Solution" An Entreprenuers guidebook to finance
    • The solution book case study signup
  • YouTube Channel
    • See us on Fox 5 San Diego
    • See us on ABC news in Nashville
    • Contact Us >
      • Loan & Finance Brokers
      • ISO Partner Program
    • Blogs >
      • Secrets to get funding for your business. >
        • Blog Feed
        • Success Stories
      • Business Funding Blog
      • Evil Banker Horror Stories
    • FAQ & Support
  • About Us
    • See us in TodayInBanking.com
    • Our Company
    • Referral program
    • General Underwriting Guidlines
    • News and Press Releases >
      • Free advertsing for restaurants
      • Article Submission >
        • Investigative Report Submission >
          • list of pre approved
        • Research Submission
      • store