Business Funding at 0% with guaranteed approval, bad credit ok, start ups ok

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  • Home page
    • Women-Owned Business
    • No business plan needed business funding >
      • FreeBookBusinessLoans
    • Instant cash for realestate owners
    • 100kLineOfCredit >
      • 100kcreditlineacceptance
  • Guaranteed Business Funding Approval
  • AdamMoney
  • Previous Default Business Funding
  • Start up business funding no credit needed
  • Apply
    • Unsecured Small Business Loans
    • How it works >
      • Alternative Business Loans
      • BusinessFundingForDeadbeats
      • Small Business Funding >
        • SBA loans apply online
        • Asset Based Funding
        • Merchant Cash Advance
        • Business Cash Advance
        • Equipment Leasing
        • Sell Lease Option Funding
        • Factor Funding
      • Why Choose Us
      • Funding Options >
        • Groups We Serve >
          • Fresh Start Business
          • Veteran-Owned Business
    • PDF application for funding
    • Flex Lease
    • No business plan needed loans >
      • American Relief Funding
    • Sell and stay Leaseback >
      • Sell your realestate to us now
    • Adsense funding, website sales
    • Terms and Conditions >
      • Privacy Poicy
  • Apply online
    • Business Cash Advance on future sales
  • Owners circle 0% Zero Cost Business Funding
  • Apply online now
  • Working Capital Loan
  • Fast Small Business Loans
  • SBA Business Loans
  • No Collateral Business Loans
  • Secured Business Loans
  • Small Business Lending
  • Business Purchase Funding
  • YouTube Channel
    • See us on Fox 5 San Diego
    • See us on ABC news in Nashville
    • FAQ & Support >
      • Blogs >
        • Success Stories
        • Contact Us >
          • Loan & Finance Brokers
          • ISO Partner Program
        • Secrets to get funding for your business. >
          • Blog Feed
        • Business Funding Blog
        • Free advertsing for restaurants
        • Evil Banker Horror Stories
  • Buy our books
    • Industries We Serve >
      • Restaurant >
        • Food Truck Business Loan
        • Restaurant Financing
      • Retail >
        • Bicycle Shop Financing
        • Grocery Store Business Loans
        • Gun Shop Financing
        • Construction Business Loans
        • Liquor Store Financing
        • Pet Store Loans
      • Service >
        • Automotive Business Loans
        • Hotel Motel Financing
        • HVAC Business Financing
        • Laundromat Financing
        • Nail Salon Financing
        • Salon Financing
        • Tanning Salon Financing
        • Commercial Truck Financing >
          • Oil And Gas Co Financing
      • Church Financing
      • Commercial Fishing Loans
      • Commercial Timber Loans
      • Franchise
      • Green Energy Business Loans
      • Healthcare >
        • Medical Office Financing
        • Chiropractic Practice Financing
        • Owneres circle 0% business funding
        • Dental Office Financing
        • Fitness Center Business Loans
    • Business funding for deadbeats >
      • Book reviews , business funding for deadbeats
    • Lazy guyy business funding hacks >
      • Synagogue Loans >
        • Affiliate Marketing
    • Win chargebacks and open merchant accounts easily
  • Our Company
  • About Us
    • See us in TodayInBanking.com
    • Referral program
    • News and Press Releases >
      • Article Submission >
        • Investigative Report Submission >
          • list of pre approved
        • Research Submission
        • General Underwriting Guidlines
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General Underwriting guidelines 

Intent Index

Guaranteed Business Funding (GBF) provides fast working capital to small business owners through our use of data, technology. Our proprietary underwriting scoring model is powered by our Intent Index ™. The Intent Index assigns a score to each and every file that has met our minimum requirements for funding. Minimum requirements are an applicant small business must be in business for at least 4 months, generating at least $8000 per month in gross revenues and having a personal FICO of at least 400. Through today’s technology and the ability to store and crunch millions of pieces of data in seconds we can mitigate risk by knowing what non-credit based data points are predictive. The predictive attributes coupled with the business banking data that the applicant provides helps measure the businesses ability to pay and the business owner’s intention to pay. All too often a personal matter can adversely affect credit. Why should a low FICO score hamper a business owner’s ability to secure capital? We believe that business performance, cash flows, experience, and the business owner’s intent to pay should be the primary drivers.

Leveraging Technology and Data to Drive The Intent Index

Traditional banks do not leverage enough technology or fully understand how to use non-credit based data to predict risk. Guaranteed Business Funding has years of experience working with alternative data and can quickly and efficiently provide funding decisions within minutes to small businesses. GBF can provide a business cash advance within hours while traditional financing takes weeks and months. We, or our network of funding partners*, purchase a small business owner’s future receivables at a discount. We advance them capital today for tomorrow’s revenues so they can expand, hire, buy inventory, and grow their business. This working capital advance is not a loan. Due to its inherent risk, working capital advances are shorter term, have a higher cost of capital, and provide relatively lower dollar amounts ($3000 -$500,000) to business owners. Payments are not monthly rather daily, Monday through Friday only (no weekends or holidays). The terms are not fixed rather adjustable based on the business’s cash flow. A percentage of daily deposits is deducted from the business account so as to not adversely affect cash flows. If sales are down, the daily payment is less and vice versa. Our Intent Index ™ is constantly adjusted to mitigate risk and provide sound results.



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